Pension funds
Pension funds managed according to the Prisma philosophy since 1988
Pension funds
| Fund | Fund type |
Equities (*) | Net asset value | Value date |
Return YTD |
Inception Date |
Cumulative Return (**) |
|---|---|---|---|---|---|---|---|
| Merchpensión Global FP | Global | No Limit | 27.23 € | 09.09.2024 | 5.74 % | 20.12.1996 | 353.13 % |
| Merchpensión Mixto FP | Balanced | 25 % | 8.76 € | 09.09.2024 | 3.30 % | 23.12.2002 | 46.00 % |
| Merchpensión FP | Fixed Income | - | 19.44 € | 09.09.2024 | 1.99 % | 30.12.1988 | 223.42 % |
| Fund | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|
| Merchpensión Global FP | 6.93 % | 26.55 % | -13.34 % | 21.61 % | 25.84 % | 24.58 % | -16.11 % | 7.42 % | 5.74 % |
| Merchpensión Mixto FP | 2.46 % | 2.89 % | -5.74 % | 6.62 % | 0.28 % | 3.49 % | -3.90 % | 3.83 % | 3.30 % |
| Merchpensión FP | -0.59 % | -0.81 % | -0.92 % | -1.04 % | -1.11 % | -1.18 % | -0.53 % | 2.70 % | 1.99 % |
* Approximate maximum allocation in equities
** Cumulative return since inception
We facilitate your investment
Plan your future with Prisma
Prisma Asset Management manages, by delegation, the historic pension funds of the Merchbanc brand, which belongs to Merchbanc EGFP. Each fund has its own investment policy allowing the client to choose the fund that best suits his or her investment needs, with no minimum amounts.
It facilitates access to the complex world of financial investments, in accordance with the Prisma management philosophy characteristic of Merchbanc brand pension funds since the launch of Merchpension FP in 1988.
We place professional, diversified and adaptable management within the reach of any individual.
Our pension funds
Why invest in pension funds?
A commitment to savings
Pension funds are a form of savings that allows you to supplement your Social Security pension. What’s more, they offer encouraging tax benefits, as contributions made annually can be deducted from the Income Tax base as long as they do not exceed 30% of your net income from work and 1,500 euros per year,
in compliance with existing regulations.
This means making a long-term commitment to oneself, as contributions made to pension funds cannot be withdrawn until retirement, unless there are contingencies of disability, dependency or death.
