Pension funds

Pension funds managed according to the Prisma philosophy since 1988

Pension funds

Fund Fund
type
Equities (*) Net asset value Value
date
Return YTD
Inception
Date
Cumulative Return (**)
Merchpensión Global FP Global No Limit 28.48 € 16.09.2021 24.15 % 20.12.1996 373.91 %
Merchpensión Mixto FP Balanced 25 % 8.42 € 16.09.2021 2.54 % 23.12.2002 40.35 %
Merchpensión FP Fixed Income - 18.72 € 16.09.2021 -0.86 % 30.12.1988 211.45 %
Fund
Merchpensión Global FP
Type of fund
Global
Equities (*)
No Limit
Net asset value
28.48 €
Value Date
16.09.2021
Return YTD
24.15 %
Inception
Date 2021
20.12.1996
Cumulative Return (**)
373.91 %
Fund
Merchpensión Mixto FP
Type of fund
Balanced
Equities (*)
25 %
Net asset value
8.42 €
Value Date
16.09.2021
Return YTD
2.54 %
Inception
Date 2021
23.12.2002
Cumulative Return (**)
40.35 %
Fund
Merchpensión FP
Type of fund
Fixed Income
Equities (*)
-
Net asset value
18.72 €
Value Date
16.09.2021
Return YTD
-0.86 %
Inception
Date 2021
30.12.1988
Cumulative Return (**)
211.45 %
Fund 201320142015201620172018201920202021
Merchpensión Global FP 13.78 %8.16 %-2.22 %6.93 %26.55 %-13.34 %21.61 %25.84 %24.15 %
Merchpensión Mixto FP 2.62 %0.51 %0.66 %2.46 %2.89 %-5.74 %6.62 %0.28 %2.54 %
Merchpensión FP -0.31 %-0.21 %-0.31 %-0.59 %-0.81 %-0.92 %-1.04 %-1.11 %-0.86 %
Fund
Merchpensión Global FP
2013
13.78 %
2014
8.16 %
2015
-2.22 %
2016
6.93 %
2017
26.55 %
2018
-13.34 %
2019
21.61 %
2020
25.84 %
2021
24.15 %
Fund
Merchpensión Mixto FP
2013
2.62 %
2014
0.51 %
2015
0.66 %
2016
2.46 %
2017
2.89 %
2018
-5.74 %
2019
6.62 %
2020
0.28 %
2021
2.54 %
Fund
Merchpensión FP
2013
-0.31 %
2014
-0.21 %
2015
-0.31 %
2016
-0.59 %
2017
-0.81 %
2018
-0.92 %
2019
-1.04 %
2020
-1.11 %
2021
-0.86 %

* Approximate maximum allocation in equities
** Cumulative return since inception

We facilitate your investment

Plan your future with Prisma

Prisma Asset Management manages, by delegation, the historic pension funds of the Merchbanc brand, which belongs to Merchbanc EGFP. Each fund has its own investment policy allowing the client to choose the fund that best suits his or her investment needs, with no minimum amounts.

It facilitates access to the complex world of financial investments, in accordance with the Prisma management philosophy characteristic of Merchbanc brand pension funds since the launch of Merchpension FP in 1988.

We place professional, diversified and adaptable management within the reach of any individual.

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Our pension funds

Merchpensión Global FP

Global pension fund, mostly equities.

Merchpensión Mixto FP

Balanced pension fund with a maximum allocation in equities of 25%.

Merchpensión FP

Fixed Income pension fund that invests only in government bonds denominated in euros.

Why invest in pension funds?

A commitment to savings

Pension funds are a form of savings that allows you to supplement your Social Security pension. What’s more, they offer encouraging tax benefits, as contributions made annually can be deducted from the Income Tax base as long as they do not exceed 30% of your net income from work and 8,000 euros per year,

in compliance with existing regulations.
This means making a long-term commitment to oneself, as contributions made to pension funds cannot be withdrawn until retirement, unless there are contingencies of disability, dependency or death.

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